SafetyWing
SafetyWing is popular with remote workers and long-term travellers who want flexible travel medical coverage while moving between countries.
Best for
Digital nomads and long-term travellers
Travel style
Strengths
Check before buying
Travel Insurance Guide
Best Travel Insurance for Digital Nomads
Compare travel insurance options for remote workers, long-term travellers and digital nomads planning life abroad.
Travel insurance is one of the most important things to consider before working remotely or living abroad. It can help protect you against unexpected medical costs, travel disruption, lost belongings and other problems while you are away from home.
Digital nomads often need more flexibility than a normal holiday insurance policy, especially if they are travelling for months, moving between countries or working while abroad.
World Nomads
World Nomads is well known in the travel space and is often associated with backpackers and adventure travellers.
Best for
Adventure travel and backpacking
Travel style
Trip-based travel insurance
Strengths
Useful for travellers planning activities, backpacking routes and adventure-style trips.
Check before buying
May not be the cheapest option for every long-term traveller, so compare against your exact trip needs.
Genki
Genki is a newer-style option aimed at people living and working internationally for longer periods.
Best for
Remote workers and modern digital nomads
Travel style
Health-focused international cover
Strengths
Designed with globally mobile travellers and remote workers in mind.
Check before buying
Check whether it fits your destination, trip length and medical needs before relying on it.
Heymondo
Heymondo can be useful for travellers looking for flexible cover for holidays, backpacking trips and medium-term travel.
Best for
Short to medium trips
Travel style
Flexible travel insurance plans
Strengths
Good for travellers who want app-based support and straightforward travel cover.
Check before buying
May be better suited to defined trips than fully open-ended nomad lifestyles.
Quick comparison
| Provider | Best For | Travel Style |
|---|---|---|
| SafetyWing | Digital nomads and long-term travellers | |
| World Nomads | Adventure travel and backpacking | Trip-based travel insurance |
| Genki | Remote workers and modern digital nomads | Health-focused international cover |
| Heymondo | Short to medium trips | Flexible travel insurance plans |
What should digital nomads look for?
Medical cover
Check emergency medical limits, exclusions and whether your destination is covered.
Trip length
Some policies are better for short trips, while others suit longer or open-ended travel.
Remote work equipment
If you travel with a laptop, camera or phone, check baggage and electronics cover carefully.
Activities
Adventure sports, scooter riding and hiking may require extra cover depending on the policy.
Frequently asked questions
Do digital nomads need travel insurance?
Yes, travel insurance is strongly worth considering for digital nomads because long-term travel can involve medical risks, cancelled transport, lost belongings and unexpected emergencies.
What is the best insurance for long-term travel?
The best option depends on your destination, trip length, budget, health needs and whether you need cover while already abroad.
Can you get travel insurance while already abroad?
Some providers may allow this, but rules vary. Always check the policy wording before assuming you can buy cover after leaving your home country.
Does travel insurance cover laptops?
Some policies include baggage or electronics cover, but limits and exclusions vary. Digital nomads should check this carefully before travelling with expensive equipment.
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